Debt Consolidation Service Transforms a DFW Business

A construction and ready-mix company based in the Dallas-Fort Worth area faced serious financial constraints that threatened the future of their business. With all assets deployed and no liquidity available to purchase necessary equipment for existing and upcoming contracts, the company was on the brink of bankruptcy. This situation is not uncommon—data shows that 16% of small and mid-sized businesses in the U.S. carry over $250,000 in debt.

Having built a strong relationship over eight years, the company turned to Equify Financial for a strategic solution. Equify Financial responded quickly, recognizing the urgent need for a comprehensive debt consolidation strategy. Their team worked directly with existing lenders to renegotiate loan terms, aligning repayment schedules with the company’s actual cash flow. This move immediately reduced financial strain and increased operational flexibility.

In addition, Equify Financial refinanced the company’s existing equipment inventory. This unlocked previously tied-up capital, enabling the business to acquire the new equipment necessary to fulfill current contracts and pursue new opportunities. The combination of renegotiated terms and new liquidity provided a financial lifeline at a critical moment.

The results were transformative. Not only did the company avoid bankruptcy, but it also expanded operations significantly. Today, they own and operate four facilities across the Dallas-Fort Worth Metroplex—a testament to the long-term impact of Equify’s intervention.

This case underscores the value of intentional, strategic debt management and the importance of financial partners who go beyond transactional lending. Equify Financial's approach empowered the company to overcome financial adversity and build a foundation for sustained growth.

Businesses in the construction and ready-mix industries frequently face capital limitations that prevent them from reaching their full potential. Equify Financial's tailored solutions demonstrate that with the right financial partner, it’s possible to turn challenges into opportunities for expansion.